The Chase Freedom credit card is great for people who want to earn cash rewards on their credit card spending.  People who have fair to excellent credit with a credit score of 660 or better can qualify.  In addition to the rewards with this card, Chase Freedom offers 0% interest for the first 15 billing cycles on spending and also balance transfers.  After that, you get between 12.99 to 22.99 APR after the introductory period ends.  The APR will depend on your credit history.  Cash advances carry a higher APR.  The card's penalty is very high at 29.99%.

The Chase Freedom Card doesn't have any annual fees and it has higher than average cash back rewards.  Rewards can also be redeemed for merchandise, travel, and gift cards. The unlimited rewards never expire.  A con is that you must sign up to get the 5 percent cash back premium.

"I love to go out to eat with my family and there are a ton of places to choose from when using my reward points! Its really easy, just scroll thru the gift cards and select the ones you want! When we were building our house, we used our points for Home Depot and Lowes. The pendant lights in our kitchen were basically free because we used our rewards gift cards!"

"Since I got this card over 7 years ago, I couldn't get a credit line increase no matter how many time it's been requested. There is no missing payments from my side, so the bank definitely makes they $$, but won't let me have bigger credit line. Besides APR is sky high and its just not worth to have it anymore. So it won't be use again."

It is free to apply and get a Chase Freedom Credit Card.  There is no annual fee which is a nice difference from many of the credit cards out there.  To apply for a Chase Freedom Credit Card click here.

Expect to have long wait times when you call customer service with Chase Freedom. People also reported a lot of language barrier issues, saying they couldn't understand the customer support person.

The cardholder reviews were very mixed about the Chase Freedom Credit Card.  In a nutshell, there are advantages and disadvantages. It is good for people who have fair to excellent credit with a credit score of 660 or better, anything less and you probably won't qualify.  There will be 0% interest for the first 15 billing cycles on spending and also balance transfers.

After that, you get between 12.99 to 22.99 APR when the introductory period ends.  The APR will depend on your credit history.  Cash advances carry a higher APR.  The card's penalty is very high at 29.99%.  This card doesn't have any annual fees and it has higher than average cash back rewards. Rewards can also be redeemed for merchandise, travel, and gift cards. The unlimited rewards never expire.  A disadvantage is that you must sign up to get the 5% cash back premium. I hope that my review of the Chase Freedom Credit Card can help you to decide if it is the right rewards card for you!

For more reviews and information, check out our list of the top ten reward credit cards of 2018.