When you sign up for a Yes2You Rewards Card, you’ll earn one point for every $1 you spend on qualifying purchases made in-store and online. For every 100 points you earn in this program, you’ll get $5 in Kohl’s Cash. Your points will expire after 1 year if you don’t redeem them.  Also, once you convert your points to Kohl’s Cash, you only have 30 days to use it.  It is important to make sure that you pay off your Kohl’s Rewards Card every month, or you will receive big interest penalties.  Kohl’s offers a nice 25 percent off your first purchase as a perk upon account activation.  This sign on bonus is what attracts a lot of people to this card.

Pros

•  You can earn $5 in Kohl’s cash for every $100 you spend at Kohls
•  Free to join
•  25% off your first purchase sign on bonus
• There is no limit to the points you can earn

Cons 

• Points expire after 1 year if you don’t use them.
• You only have 30 days to use Kohl’s cash, once you convert your points.
• A very high APR of 24.99 percent

What Other People Are Saying

“The best fit for this card is someone who spends a significant amount of money on clothing each month and can do enough shopping to take advantage of all…the discounts”

“No complaints! Loving it so far the couple months I’ve had it, great rewards perks. Credit line is low though, but I’m okay with that since it’s less temptation to spend.  As long as you pay off your balance each month the interest isn’t a worry, all rewards cards at least for stores have high interest rates.”

“I have to say that, with all the perks that I get out of using this card, this is one of my favorite “store-offered” credit cards available. They always send out % off coupons to my house, and I get additional % off coupons and special deals in store that normal customers do not get.”

Cost and Process to Join

It is free to get a Kohl’s Yes2You Rewards Card.  Simply go to the Kohl’s website by clicking here and apply online. You can also apply in person at any Kohl’s store.

Customer Service

I found many bad reviews for customer service once you have a card, but customer support for signing up was good.  That would concern me if I were to get this card. However, if you pay your bill in full each month, you may never have to deal with customer service.

My Conclusion 

As with many of the other rewards cards, Kohl’s also offers some nice advantages with their Yes2You card.  The first perk that people get to take advantage of is a 25% off their next purchase, sign on bonus.  After that, card holders will earn $5 in Kohl’s cash for every $100 that they spend at Kohl’s.  Each dollar spent is worth 1 point. So 100 points will get your $5 in Kohl’s cash.  If you shop at Kohl’s often and can pay off your card each month, you will save $5 for every $100 you spend.  Because of the very high APR of 24.99%, it makes no sense to carry any balance on this card. I hope that this can help to save you money in the coming months!

For more reviews and information, check out our list of the Top Rewards Programs.