Rewards Credit Card Review: US Bank FlexPerks Travel Rewards Visa Signature Card

0
104
US Bank Flexperks Travel Rewards Visa Signature Card

This card has a $49 annual fee and offers one of the highest airfare redemption rates that you can get.  The US Bank FlexPerks Travel Rewards Visa Signature Card also offers an airline fee credit towards rewards-funded flights and several other perks.  With this card you will have over 150 airlines to choose from. There are no redemption fees and no blackout dates.  You can redeem your points for travel, gift cards, and merchandise.

The US Bank FlexPerks Travel Rewards Visa Signature Card does have some restrictions though.  A drawback to this card is that it has a lower redemption value for non-flight related rewards purchases.  This card also has a tight redemption structure.  You can only book travel in units of 100 and there is no point transfer to other frequent flyer programs. Another disadvantage to the US Bank FlexPerks Travel Rewards Visa Signature Card is that points are reduced after you spend $120,000.

Pros


  • No redemption fees and nor blackout dates for airline travel.
  • 150 airlines to choose from

Cons


  • $49 annual fee (not too high but still a fee, while some other reward cards have no fee)
  • Lower redemption value for non-flight related rewards purchases
  • Tight redemption structure
  • Cardholder can only book travel in units of 100
  • There is no point transfer to other frequent flyer programs
  • Points are reduced after you spend $120,000

What Other People Are Saying

US Bank

"The bonus in points you get for signing up for the US Bank Flex Points card is awesome. Unfortunately, if you want to redeem the points for statement credit, the amount you get is ½ of what you would have gotten in travel rewards. Even with the ding, $200 extra bucks is very nice - $400 in travel would be better if I had the time to do it. Plus, they give you 4 months to spend the allotted amount, not 3 like other companies."

"My husband and I have had this card for almost two years and I absolutely love it. We filter everything that we can pay with a credit through this card and we usually get about $50.00 a month in rewards. It’s a real nice treat to look at your statement and see a credit. I would suggest this credit card to anyone looking for a reward card."

Cost and Process to Join

US Bank

There is no fee to get a card, but you will need to pay $49 annually to keep the card. While this is not high in comparison to other cards, it is a fee, and some cards have no fee.  To apply for a US Bank Flex Points Card, click here.

Customer Service

US Bank Card

U.S. Bank’s customer service department number is 877-978-7446.  Some cards make it hard to find a number to call, and make you go through chat lines instead. I wasn't finding anything terribly different about customer service with this card compared to other cards.

My Conclusion 

The US Bank FlexPerks Travel Rewards Visa Signature Card offers one of the highest airfare redemption rates that you can get. With this card you will have over 150 airlines to choose from without redemption fees and no blackout dates.  In addition to travel, you can also, redeem your points for gift cards, and merchandise.  This card does have some restrictions though.  It has a lower redemption value for non-flight related rewards purchases and a tight redemption structure.  You can only book travel in units of 100 and there is no point transfer to other frequent flyer programs.

Another disadvantage to the US Bank FlexPerks Travel Rewards Visa Signature Card is that points are reduced after you spend $120,000. The annual fee is $49 which is not high, but it is a fee. Some cards have no fees. I hope that my review can help you determine if the US Bank FlexPerks Travel Rewards Visa Signature Card is the right rewards credit card for you!

For more reviews and information, check out our list of the Top Ten Rewards Credit Cards.

LEAVE A REPLY

Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.